Are you planning to save money starting from this month? Then you should start with making a budget and noting down each of things you need. So that you can avoid making unnecessary purchases and save money.
To clear your debts, you have to analyze which one of the debt needs your attention first, and you have to note down so that you can get a clear picture and pay accordingly.
As debts get can be made sooner if you plan properly and you can avoid paying an extra interest if you have a better financial plan. You can make it happen and work smartly with your debts.
Unplanned Debts usually end with paying more tax and interest to the party so in these cases you have maintained a balance sheet that can give you a clear look your present financial situation.
Here are the four spreadsheets that can help you Debts, Budget and personal financial organized.
Four Debts, Budget, And Personal Financial Spreadsheets: Free
Debt Calculator By Vertex
If you have never used a spreadsheet before and you need something simple that can help you organize your debit, credit, and other debts in one place then go for the Free version of Vertex.
HouseHold Budget Spreadsheet
If you are a person with a joint family and you need a spreadsheet that can calculate for more than four, then you can use the household budget spreadsheet.
AN intimidating name for a spreadsheet I quite unusual, but if you are serious about getting rid of Debts then use an Enemy spreadsheet.
Calculate & Design Spreadsheet
Not every household is the same, so you need a spreadsheet that can fill different family requirements then use Calculate & Design Spreadsheet, which has tons of options which are customizable.
Note that four of the spreadsheets are free to download and these are the four spreadsheets that can change your financial status.